Cyclist riding through a city at golden hour

Payment Options

Ride Now, Pay Later

We've partnered with Zip and Afterpay to bring you more flexible ways to pay when you shop online* — smaller purchases or larger builds, on a plan that suits you.

ZipPayZipMoneyAfterpay

*In-store availability of Zip and Afterpay varies by store — if you plan to purchase in-store, check with your local retailer for available payment methods. An online minimum spend of $2,000 applies to receive Zip's 24 months interest free offer, subject to Zip's terms and conditions.

ZipPay

Up to $1,000 for everyday spending

Online and in-store. Zip Pay is a fast, secure and easy way to get what you need today and repay it on a schedule that suits you, interest free^.

  • Flexible repaymentsWeekly, fortnightly or monthly — pay off early anytime, without a penalty.

  • Pay later, interest freeEvery Zip Pay transaction is interest free^, always.

  • Approval in minutesApply in minutes, with no establishment fees and nothing to pay today.

Bikes displayed in a Beyond store
Cyclist riding through the city
ZipMoney

Over $1,000 for the bigger buys

Pay later with flexible repayments. Zip Money is a fast, secure and easy way to get what you need today and repay it on a schedule that suits you.

  • Flexible repaymentsChoose your schedule and pay it all off early, without a penalty.

  • From 3 months interest freeEvery Zip Money transaction comes with at least 3 months interest free.

  • Interest free retail offersSelected Beyond retailers run 6–12 months interest free offers, sometimes more!*

A Beyond road bike
Afterpay

Four interest-free instalments

Split your purchase into four instalments, paid fortnightly. Available at checkout for eligible orders — no interest, ever, when you pay on time.**

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Terms & Conditions

The Buy Now, Pay Later payment methods on our website — Zip products and Afterpay — have their own Terms and Conditions in conjunction with our Terms and Conditions of Sale. To find out more about each product and their terms of use, please visit the Zip and Afterpay websites.

Disclaimers

^Zip Pay. Minimum monthly repayments are required. A monthly account fee of $9.95 applies and is subject to change. Pay your closing balance in full by the due date each month and we'll waive the fee. Available to approved applicants only and subject to completion of satisfactory credit assessment. Other charges may be payable. Fees and charges subject to change. T&Cs apply. Credit provided by Beyond Finance Pty Ltd (ABN 12 345 678 910), Australian Credit Licence Number 100234.

*Zip Money. Available to approved applicants only and subject to completion of a satisfactory credit check upon application. Instalment plans split eligible purchases of $300 and above into equal repayments within the interest free period. Eligible purchases exclude Zip bills and gift cards. A monthly account fee of $9.95 applies and a one-off establishment fee may apply for new customers. Additional charges may apply, see T&Cs. Minimum monthly repayments are required. Paying only the minimum monthly repayment will generally not repay the purchase within the interest free period. Any balance outstanding at the expiry of the interest free period will be charged at the applicable standard variable interest rate of 21.9% per annum, as at 1 January 2026. Interest, fees and charges are subject to change. Terms & Conditions apply and are available on application. Credit provided by Beyond Finance Pty Ltd (ABN 12 345 678 910, Australian Credit Licence Number 100234).

**Afterpay. Late fees, eligibility criteria and T&Cs apply. Afterpay Finance Pty Ltd, Australian Credit Licence 300455.

Ride now. Pay your way.

Build your bike and choose a flexible payment plan at checkout.

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